We all desire the flexible lifestyle, to not work or work when we want. Wouldn’t it be great to spend more of our lives not working than working? There have been countless financial plans created with this target in mind, but it may not be a reality to...
Read More
Despite the fallout to investor’s portfolios, job losses, and the overall downward turn of the American economy during the recession, we have benefitted from relatively low inflation rates. While the US and other countries control monetary policy, there is never a way to avoid inflation after a recession; it’s part...
2017 was a bad year for the credit industry- data breaches and multiple lawsuits. But it’s becoming apparent that Americans overall are going to have a worse 2018 compared to last year as the trend of acquiring more debt increases. Aside from having to shell out money for damages caused in...
The ability for a business to offer a 401(k) plan is often seen as the benchmark of a large, successful company. Organizations with retirement benefits have been shown to attract better talent, while roughly a quarter of small businesses say that employees who leave for another company cite a...
Many Americans have already filed their taxes for 2017, but the majority will be filing this month and finding out how the new tax plan is impacting them (if at all) for this spring’s filing. Some changes have already taken place such as the adjusted withholding in February’s paychecks resulting...
Have you seen the TV commercials about a machine or robot as your investment advisor? As funny as they may be, they may be giving you the wrong idea of what a robo-advisor really is. A robo-advisor is technology (an automation platform) that allows automation for certain aspects of portfolio management. One...
If you’ve been sensitive to the stock market performance in the last weeks, you’re not alone. Regardless of how your investments fare during market corrections, being aware of your anxiety in light of what you’re seeing, reading or hearing can make a difference in portfolio performance. We’ve all done...
If you’re an employee working for a company that has a pension plan, you’re among an estimated 4% of Americans that still benefit from this type of retirement plan. Most companies have moved to a dual plan or removed the pension entirely. Traditional government workers are among the few...
Leaving a legacy through the passing assets today and after your death is a process that requires correct planning and execution. With the recent Tax Cuts and Job Act of 2017, updated tax codes, and an ever-changing political environment, legacy planning requires consulting with multiple professionals in order to...
With the significant 2017 cybersecurity leaks involving the personal information of millions of Americans, this year’s tax season is expected to be one of the worst ever for tax scams. Aside from cybersecurity leaks, the mailing of 1099s and W2s results in many people not receiving them through mailbox...