If you’re approaching retirement in the next fifteen to twenty years, it may be time for you to focus on saving more. Playing ‘catch up’ by contributing more can make a big difference. It’s never too late even if the time line is getting closer. It’s always better to...
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In December 2016, FINRA (Financial Industry Regulatory Authority) released their report, “Investors in the United States 2016”. The results of the study indicated that overall, American investors felt ‘confident’ in the stock market and the economy, but many felt they didn’t have a good understanding of basic investment principals or basic...
Now that the title of this article has grabbed your attention, is there a ‘bad’ or ‘good’ time to invest? Is there a ‘science’ to timing the stock market? Consider the following and if ‘timing the market’ is a good investment strategy for you: Tip #1 Invest- Whether you invest at...
Self-employment is a growing trend world-wide and in the US. The desire to work for themselves, being able to designate working hours, and the perks of flexibility when they work is part of the reason many choose to be self-employed. However, there are growing statistics that show many are...
Tips to ‘Timing the Stock Market’ Now that the title of this article has grabbed your attention, is there a ‘bad’ or ‘good’ time to invest? Is there a ‘science’ to timing the stock market? Consider the following and if ‘timing the market’ is a good investment strategy for...
How often have you walked into your bank and been ‘invited’ to open a new credit card, or better yet ‘refinance’ your debt? The opportunity to ‘participate’ or receive a ‘special offer’ happens every day not only at banks, but at other places such as department stores. We have...
It’s common for the previous generation to think that the younger ones are less responsible, spend more, save less, and the list goes on! In the case between the grandparents and grandchildren, or Boomers versus Millennials, the Millennials are getting it right in money management, according to Pew Research....
Boomers vs. Millennials: Common Financial Differences It’s common for the previous generation to think that the younger ones are less responsible, spend more, save less, and the list goes on! In the case between the grandparents and grandchildren, or Boomers versus Millennials, the Millennials are getting it right in...
2017 Retirement Plan Savings Changes For those people that are participating in a traditional 401(k) or government retirement plan such as a 457 or 403(b), contributions will remain the same for 2017. Employees under age 50 can save up to $18,000 in the plan, with those age 50...
When Overconfidence Hurts There are times in our lives when being confident is a good thing. But there are situations where being overconfident can hurt, especially when it comes to investments. Psychologists have studied confidence, and how it relates to previous knowledge we have. During the study, they asked...